Privacy Policy

Last Updated: September 1, 2018





Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and payment history
  • Account balances and account transactions
  • Transaction history and purchase history

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Zealcards chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Zealcards share? Can you limit this sharing?
For our everyday business purposes -

such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus

yes no
For our marketing purposes –

to offer our products and services to you

yes no
For joint marketing with other financial institutions
no no
For our affiliates' everyday business purposes –

information about your transactions and experiences

no no
For our affiliates' everyday business purposes –

information about your creditworthiness

no We don't share
For our affiliates to market to you
no We don't share
For nonaffiliates to market to you
no We don't share
Questions? Contact: [email protected]
Who we are
Who is providing this notice? Zeal Ventures LLC ("Zealcards")
What we do?

How does Zealcards protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files.

How does Zealcards collect my personal information?

We collect your personal information, for example, when you:

  • open an account or provide account information
  • give us your contact information or show us your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.



Companies related by common ownership or control. They can be financial and nonfinancial companies.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Zealcards does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Zealcards may partner with nonaffiliated financial companies to jointly market financial products or services to you.
Other important information
CA residents: Zealcards will limit sharing with its affiliates to the extent required by California law. Zealcards will not share your personal information for joint marketing with other financial institutions.
VT residents: If Zealcards shares your personal information for joint marketing with other financial institutions, it will share only your name, contact information, and information about your transactions.
NV residents: We are providing this notice pursuant to Nevada law.

Zealcards Consumer Privacy Policy

Introduction and Scope of Practices

Zealcards cares about your personal information. This Privacy Policy ("Policy") describes the personal data we collect, how we use this data, with whom we share it, and the choices individuals have about our use of this data. The Policy applies to the personal data Zealcards collects about users of our websites (including mobile applications, and the services and features therein (together the "Sites"), as well as the data we collect in providing our services (the "Services") and when individuals communicate with us about our Sites and Services, whether in person, by telephone, by mail, or other means, unless you are notified at the time we collect your personal data that a different privacy policy applies.

This Policy explains:

  • How we collect, use, and share information from or about you;
  • How our online advertisements (such as banner ads) on third party sites treat data;
  • Your choices about our use of your personal data;
  • How you can access and update your information; and
  • How you can exercise your rights

Sometimes, we appear on a site owned by a third party (like a Zealcards page or handle on a social media site) or link to a third party site. When we do, that third party's privacy policies and terms of use, not ours, will apply unless you are told otherwise.

How We Collect Personal Data

"Personal Data" means any information relating to an identified or identifiable natural person or a combination of information that can be used to identify, contact, or locate a specific person. We may collect Personal Data directly from you, when you provide it to us. This can occur when you fill out applications, create accounts, complete a purchase, send in forms, take surveys, or fill in various online fields on our Sites. We also collect Personal Data when you contact us with inquiries, customer support requests, or employment applications. You do not have to provide us with your Personal Data. However, if you choose not to disclose certain information, we may not be able to provide you with certain services, such as retaining shopping cart choices.

We may also collect the Personal Data of third parties when you provide it to us. For example, if you choose to use our service to send a gift to a friend or register a family member for an account, we will ask you for their name and address or email address. In addition, we may collect third party Personal Data through our referral program. Zealcards stores this information for the sole purpose of completing the transaction. If you provide Personal Data of a friend or family member and they want us to delete this information, they should contact us at [email protected]. We may not always be able to remove their Personal Data and we will let them know if we cannot do so and why.

Types of Personal Data We Collect

Information You Provide Us

We may collect the following types of Personal Data from you through our Sites and related to our Services, subject to applicable laws

  • Contact information, such as name, email address, mailing address, fax or phone number;
  • Payment information, such as billing address;
  • Shipping address and related details;
  • Your resume, employment and education history, name and contact details, background details, and references when you apply to job postings or contact us about employment opportunities;
  • Company and employment information;
  • Social Security Number or other national tax ID number (for clients and potential clients)
  • Device geolocation (geographical location)
  • Device identifiers such as IP address
  • Unique identifiers such as user name, account number, or password; and,
  • Preference information such as product waitlist, order history, or marketing preferences;
  • Information about your business such as company name, company size, or business type; and
  • Demographic information, such as age, gender, interests and ZIP code.

Where the Personal Data we collect is needed to comply with law, or to enter into or perform an agreement with you, we will inform you accordingly at the time of such data collection. If we cannot collect this data, we may be unable to on-board you as a client or provide products or services to you.

Comments, Posts and Submissions

When you submit online forms, participate in surveys, contests, promotions, or sweepstakes, join online chat discussions, request customer support, or submit testimonials, we collect your Personal Data, such as contact information, and other information you choose to share. Some of our Sites offer publicly accessible blogs. Any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Data from our blog or community forum, contact us at [email protected]. If we are unable to remove your Personal Information, we will let you know why.


We display personal testimonials of satisfied customers on some of our Sites and in print advertisements. With your consent, we may use your testimonial and your name. If you wish to update or delete your testimonial, you can contact us at [email protected].

Other Communications and Support

We collect Personal Data when you communicate with us relating to the Services, including during phone calls (and call recordings), chats, or over email. Personal Data gathered may include contact information, employment details, user preferences, and any other information you choose to share. Please only provide us Personal Data that we need in order to respond to your request.


With your consent, we may collect your location-based information such as to help you locate a store offering our products and services in your area. On some Sites we collect location-based information for fraud prevention purposes. You may opt out of location-based services at any time by changing the settings on your device. If you do, you might not be able to use certain features, especially when we use location-based information to prevent fraud.

Information We Collect from Third Parties

Sometimes, we may collect Personal Data from third party sources. For example, subject to applicable law, we may confirm your address with the postal service or verify your Personal Data with a credit-reporting agency. We may also receive Personal Data about you from our clients who use our Services.

Information We Collect Automatically

We automatically gather information about your use of the Sites and Services through cookies, web beacons, java script, log files, pixels, and other technologies, which may include: your domain name, browser type, browser language preference, device type and operating system, page views and links you click within the Sites, IP address, device ID or other identifier, location information, date and time stamp, and time spent using the Services, referring URL, and your activity within the Sites. See “Use of Cookies, Tracking Technologies” section for details.

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